{"id":14009,"date":"2024-07-24T18:43:26","date_gmt":"2024-07-25T00:43:26","guid":{"rendered":"https:\/\/ativo-mx.com\/portal\/?p=14009"},"modified":"2026-06-25T18:44:54","modified_gmt":"2026-06-26T00:44:54","slug":"4-essential-documents-for-credit-operations-in-mexico","status":"publish","type":"post","link":"https:\/\/ativo-mx.com\/portal\/4-essential-documents-for-credit-operations-in-mexico\/","title":{"rendered":"Credit Sales in Mexico: 4 Essential Documents to Protect Every B2B Transaction"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14009\" class=\"elementor elementor-14009\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-24b10cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24b10cb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div 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strong{color:#b8860b}\n<\/style>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-518df55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"518df55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c948190\" data-id=\"c948190\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae66837 elementor-widget elementor-widget-html\" data-id=\"ae66837\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ativo-post\">\n\n  <!-- \u2500\u2500 INTRO BANNER \u2500\u2500 -->\n  <div class=\"ativo-highlight\">\n    <p>\ud83d\udcc4 In Mexico, <strong>credit sales<\/strong> between companies are the primary source of business financing \u2014 far exceeding bank credit in volume and frequency. But the lack of formal documentation in most B2B transactions is also the primary reason those credit sales become uncollectable. This article details the four essential documents that protect every credit sale in Mexico and explains exactly what legal protection each one provides when a debtor does not pay.<\/p>\n  <\/div>\n\n  <p class=\"ativo-cta-inline\">Are your credit sales in Mexico protected with the right documentation?<\/p>\n  <a href=\"https:\/\/ativo-mx.com\/portal\/formulario\/\" class=\"ativo-cta-link\">\u2192 Get a free credit documentation assessment from ATIVO<\/a>\n  <hr class=\"ativo-divider\">\n\n  <!-- \u2500\u2500 WHY DOCUMENTATION MATTERS \u2500\u2500 -->\n  <h2>Why Credit Sales in Mexico Require Formal Documentation<\/h2>\n\n  <p>In the Mexican B2B market, the speed required to close transactions frequently works against the formality needed to protect them. A buyer who accepts a delivery, signs for a receipt, and commits verbally to payment in 30 days has created a commercial relationship \u2014 but not necessarily a legally enforceable one. When that buyer stops paying, the creditor's recovery options depend entirely on what was documented at the moment the <strong>credit sale in Mexico<\/strong> was made.<\/p>\n\n  <p>The difference between a documented and an undocumented credit sale in Mexico is not merely a matter of preference \u2014 it is the difference between having access to the juicio ejecutivo mercantil (which allows asset seizure from day one of proceedings) and being limited to extrajudicial negotiation with no judicial leverage. Under <a href=\"https:\/\/www.diputados.gob.mx\/LeyesBiblio\/pdf\/CCom.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Article 1391 of the C\u00f3digo de Comercio<\/a>, only certain instruments qualify as executable titles \u2014 and a verbal agreement or an unsigned invoice is not among them.<\/p>\n\n  <div class=\"ativo-aviso\">\n    <strong>\u26a0\ufe0f The documentation gap in Mexican B2B credit:<\/strong> In practice, most B2B <strong>credit sales in Mexico<\/strong> are not formally documented \u2014 companies rely on invoices, verbal commitments, and email confirmations. These provide limited legal protection. A promissory note (pagar\u00e9) or credit contract signed at the point of sale provides the same transaction with the full force of Mexican commercial law behind it \u2014 at no additional cost, and without signaling distrust to the buyer.\n  <\/div>\n\n  <p>As we explore in our guide on <a href=\"https:\/\/ativo-mx.com\/portal\/key-strategies-for-bad-debt-recovery-in-mexico\/\" style=\"color:#21b85d;font-weight:700;text-decoration:none;\">key strategies for bad debt recovery in Mexico<\/a>, the quality of the documentation at the moment the credit is extended determines which recovery instruments remain available when the account goes overdue. The four documents below represent the complete formalization toolkit for any B2B credit sale in Mexico.<\/p>\n\n  <hr class=\"ativo-divider\">\n\n  <!-- \u2500\u2500 4 DOCUMENTS \u2500\u2500 -->\n  <h2>The 4 Essential Documents for Credit Sales in Mexico<\/h2>\n\n  <img src=\"https:\/\/ativo-mx.com\/portal\/wp-content\/uploads\/2026\/06\/credit-sales-mexico-documents-b2b.jpg\"\n       alt=\"B2B credit documentation Mexico: the 4 essential documents for formalizing credit sales and protecting invoice collection \u2014 ATIVO\"\n       style=\"width:100%;height:auto;margin:0 0 28px;border-radius:4px;\">\n\n  <div class=\"ativo-componente\">\n    <div class=\"ativo-comp-num\">1<\/div>\n    <div class=\"ativo-comp-txt\">\n      <strong>Letter of Intent (Carta de intenci\u00f3n)<\/strong>\n      <span>A letter of intent records the buyer's expressed intention to purchase, tailored to the specific terms and conditions of the project or transaction. It is not yet a binding contract \u2014 it is a pre-contractual instrument that establishes the commercial framework and the parties' mutual understanding before the formal transaction documents are signed. In complex B2B transactions involving negotiation phases, it protects both parties during the negotiation period and establishes the conditions under which the purchase will proceed. While it does not create an executable title, it provides documentary evidence of the buyer's expressed commercial intent \u2014 valuable in extrajudicial negotiations and as supporting documentation in litigation.<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"ativo-componente\">\n    <div class=\"ativo-comp-num\">2<\/div>\n    <div class=\"ativo-comp-txt\">\n      <strong>Purchase Order (Orden de compra)<\/strong>\n      <span>A purchase order is a sequentially numbered commercial document that specifies the exact conditions of the goods or services being acquired: quantities, specifications, unit prices, delivery terms, and payment conditions. In Mexican B2B practice, a purchase order signed by the buyer constitutes written evidence of the transaction and the buyer's acceptance of the commercial terms \u2014 including payment terms. It is stronger than a verbal commitment and more specific than an invoice, because it captures the terms at the moment of agreement rather than at the moment of billing. A signed purchase order is an important element in extrajudicial collection \u2014 it demonstrates that the buyer accepted the credit terms before the invoice was issued.<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"ativo-componente\">\n    <div class=\"ativo-comp-num\">3<\/div>\n    <div class=\"ativo-comp-txt\">\n      <strong>Promissory Note (Pagar\u00e9)<\/strong>\n      <span>The pagar\u00e9 is the most powerful instrument for protecting <strong>credit sales in Mexico<\/strong>. Under the General Law of Negotiable Instruments and Credit Transactions (LGTOC) and Article 1391 of the C\u00f3digo de Comercio, a pagar\u00e9 is an executable title \u2014 meaning that a creditor holding a signed, valid pagar\u00e9 can initiate juicio ejecutivo mercantil proceedings immediately upon default, requesting asset seizure (embargo preventivo) from the very first day of judicial proceedings, without requiring a separate trial on the merits of the debt. The prescription deadline for a pagar\u00e9 is 3 years from its maturity date. It establishes the exact amount owed, the parties' identities, the maturity date, and the applicable interest rate \u2014 all in a single document with maximum judicial enforceability.<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"ativo-componente\">\n    <div class=\"ativo-comp-num\">4<\/div>\n    <div class=\"ativo-comp-txt\">\n      <strong>Credit Contract (Contrato de cr\u00e9dito)<\/strong>\n      <span>A credit contract \u2014 whether private or elevated to public instrument (escritura p\u00fablica) \u2014 formally establishes all the rights and obligations arising from the credit sale: the amount, payment terms, applicable interest rates (ordinary and penalty), collection fees in the event of default, and the consequences of non-compliance. Under Mexican commercial law, a credit contract signed by both parties provides strong evidentiary value and \u2014 when combined with a formal acknowledgment of debt (convenio de reconocimiento de adeudo) \u2014 may qualify as an executable title. A credit contract is particularly important for high-value recurring transactions, where a single signed document governs an ongoing commercial credit relationship rather than a transaction-by-transaction approach.<\/span>\n    <\/div>\n  <\/div>\n\n  <hr class=\"ativo-divider\">\n\n  <!-- \u2500\u2500 DOCUMENT STRENGTH COMPARISON \u2500\u2500 -->\n  <h2>Comparing the 4 Credit Sales Documents in Mexico: Legal Strength and Collection Use<\/h2>\n\n  <p>Not all credit documentation provides the same level of legal protection. The table below compares the four instruments by their enforceability in Mexican commercial collection proceedings:<\/p>\n\n  <div class=\"ativo-doc-grid\">\n    <div class=\"ativo-doc-card\">\n      <div class=\"dc-doc\">\ud83d\udcdd Promissory note (Pagar\u00e9)<\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Judicial enforcement<\/span><span class=\"dc-val-high\">\u2705 Immediate<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Asset seizure (day 1)<\/span><span class=\"dc-val-high\">\u2705 Yes<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Prescription deadline<\/span><span class=\"dc-val-high\">3 years<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Best for<\/span><span>All B2B credit sales<\/span><\/div>\n    <\/div>\n    <div class=\"ativo-doc-card\">\n      <div class=\"dc-doc\">\ud83d\udccb Credit Contract<\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Judicial enforcement<\/span><span class=\"dc-val-med\">\u26a0\ufe0f With conditions<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Asset seizure (day 1)<\/span><span class=\"dc-val-med\">\u26a0\ufe0f If public deed<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Prescription deadline<\/span><span class=\"dc-val-high\">10 years<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Best for<\/span><span>Recurring high-value transactions<\/span><\/div>\n    <\/div>\n    <div class=\"ativo-doc-card\">\n      <div class=\"dc-doc\">\ud83d\uded2 Purchase Order<\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Judicial enforcement<\/span><span class=\"dc-val-med\">\u26a0\ufe0f Supporting evidence<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Asset seizure (day 1)<\/span><span class=\"dc-val-low\">\u274c No<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Prescription deadline<\/span><span class=\"dc-val-high\">10 years<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Best for<\/span><span>Extrajudicial leverage<\/span><\/div>\n    <\/div>\n    <div class=\"ativo-doc-card\">\n      <div class=\"dc-doc\">\u2709\ufe0f Letter of Intent<\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Judicial enforcement<\/span><span class=\"dc-val-low\">\u274c Pre-contractual<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Asset seizure (day 1)<\/span><span class=\"dc-val-low\">\u274c No<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Prescription deadline<\/span><span>Depends on context<\/span><\/div>\n      <div class=\"dc-row\"><span class=\"dc-label\">Best for<\/span><span>Complex negotiation phases<\/span><\/div>\n    <\/div>\n  <\/div>\n\n  <p>The practical implication: for every <strong>B2B credit sale in Mexico<\/strong>, a pagar\u00e9 signed at the moment of the transaction is the single most effective document the creditor can hold \u2014 not because it changes the commercial relationship, but because it transforms an invoice-based credit claim into an executable title with maximum judicial force. As we detail in our article on <a href=\"https:\/\/ativo-mx.com\/portal\/interests-and-collection-fees-in-mexico\/\" style=\"color:#21b85d;font-weight:700;text-decoration:none;\">penalty interest and collection fees in B2B credit sales in Mexico<\/a>, these charges are only enforceable when they have been documented in writing \u2014 making the credit contract or pagar\u00e9 the vehicle through which they are established.<\/p>\n\n  <p class=\"ativo-cta-inline\">Are your current credit sales documents in Mexico giving you full legal protection?<\/p>\n  <a href=\"https:\/\/ativo-mx.com\/portal\/formulario\/\" class=\"ativo-cta-link\">\u2192 Request a credit documentation review from ATIVO<\/a>\n  <hr class=\"ativo-divider\">\n\n  <!-- \u2500\u2500 HOW TO IMPLEMENT \u2500\u2500 -->\n  <h2>How to Implement Formal Documentation for Credit Sales in Mexico: 5 Practical Steps<\/h2>\n\n  <p>Moving from undocumented to properly documented <strong>credit sales in Mexico<\/strong> does not require a complete overhaul of existing commercial relationships \u2014 it requires integrating the right documents at the right moments in the transaction flow. These five steps define how to do it without disrupting commercial relationships or signaling distrust to buyers.<\/p>\n\n  <div class=\"ativo-proceso-step\">\n    <div class=\"ativo-step-num\">1<\/div>\n    <div class=\"ativo-step-desc\"><strong>Start with new clients \u2014 not existing ones.<\/strong> The easiest implementation is with new buyers, before a commercial relationship and payment history exists. A credit application signed at the start of the relationship \u2014 including a penalty interest clause and collection fee provision \u2014 establishes documentation without any perception of distrust from an existing partner.<\/div>\n  <\/div>\n  <div class=\"ativo-proceso-step\">\n    <div class=\"ativo-step-num\">2<\/div>\n    <div class=\"ativo-step-desc\"><strong>Integrate the pagar\u00e9 into the delivery or invoicing process.<\/strong> For transactions where a pagar\u00e9 is appropriate, the most effective moment to obtain the signature is at delivery \u2014 when the buyer's acceptance of the goods or services is fresh and the payment obligation is most recent. Framing the pagar\u00e9 as a standard process (not a special requirement) is the most effective way to reduce friction.<\/div>\n  <\/div>\n  <div class=\"ativo-proceso-step\">\n    <div class=\"ativo-step-num\">3<\/div>\n    <div class=\"ativo-step-desc\"><strong>Use the credit contract for high-value recurring relationships.<\/strong> For buyers with whom you have ongoing credit sales, a master credit contract that governs the entire relationship is more efficient than a transaction-by-transaction approach. Include penalty interest, collection fees, and explicit default consequences \u2014 all will be enforceable without re-negotiation on each invoice.<\/div>\n  <\/div>\n  <div class=\"ativo-proceso-step\">\n    <div class=\"ativo-step-num\">4<\/div>\n    <div class=\"ativo-step-desc\"><strong>Never rely on a signed invoice alone.<\/strong> An invoice \u2014 even one signed for receipt by the buyer \u2014 is not an executable title under Mexican commercial law. It provides evidentiary value for extrajudicial negotiations and some judicial paths, but it does not allow the immediate asset seizure that a pagar\u00e9 enables from day one of juicio ejecutivo mercantil proceedings.<\/div>\n  <\/div>\n  <div class=\"ativo-proceso-step\">\n    <div class=\"ativo-step-num\">5<\/div>\n    <div class=\"ativo-step-desc\"><strong>Combine documentation with pre-credit KYC.<\/strong> A well-documented credit sale to the wrong buyer is still a risk. As we explore in our guide on <a href=\"https:\/\/ativo-mx.com\/portal\/blog-importance-of-know-your-costumer-report\/\" style=\"color:#21b85d;font-weight:700;text-decoration:none;\">KYC reports for B2B credit sales in Mexico<\/a>, a pre-credit intelligence report provides the financial, legal, and commercial information needed to decide who to extend credit to and under what terms \u2014 before the pagar\u00e9 is signed and before the invoice is issued.<\/div>\n  <\/div>\n\n  <hr class=\"ativo-divider\">\n\n  <!-- \u2500\u2500 FAQ \u2500\u2500 -->\n  <h2>Frequently Asked Questions \u2014 Credit Sales in Mexico: Documentation<\/h2>\n\n  <div class=\"ativo-faq\">\n    <p><strong>What is the most important document for protecting a credit sale in Mexico?<\/strong><br>\n    The promissory note (pagar\u00e9) is the most powerful instrument for protecting <strong>credit sales in Mexico<\/strong>. Under Article 1391 of the C\u00f3digo de Comercio, a pagar\u00e9 is an executable title that allows immediate judicial proceedings \u2014 including asset seizure from day one \u2014 without requiring a separate trial on the merits of the debt. No other credit document provides this level of immediate judicial enforceability. For B2B transactions, a pagar\u00e9 signed at the point of delivery or invoicing transforms the credit relationship from an informal obligation into one with full judicial protection for the creditor.<\/p>\n  <\/div>\n\n  <div class=\"ativo-faq\">\n    <p><strong>Can a signed invoice protect a credit sale in Mexico?<\/strong><br>\n    A signed invoice provides evidentiary value in extrajudicial negotiations and some judicial proceedings \u2014 but it does not qualify as an executable title under Mexican commercial law. This means a creditor holding only a signed invoice cannot initiate juicio ejecutivo mercantil proceedings with immediate asset seizure; they must pursue the juicio ordinario mercantil, which has a higher evidentiary burden, a longer timeline, and no day-one asset seizure. For maximum protection of <strong>B2B credit sales in Mexico<\/strong>, a pagar\u00e9 or credit contract should accompany every significant transaction.<\/p>\n  <\/div>\n\n  <div class=\"ativo-faq\">\n    <p><strong>What happens if a credit sale in Mexico has no written documentation?<\/strong><br>\n    Without written documentation, the creditor's recovery options are limited to extrajudicial negotiation \u2014 direct contact, demand letters, and payment agreements. There is no judicial leverage and no executable title. A debtor who knows the creditor has no documentation can negotiate from a position of structural advantage. The practical outcome is lower recovery rates, longer resolution timelines, and a higher probability of bad debt. For this reason, any existing undocumented overdue accounts should be prioritized for documentation at the earliest opportunity \u2014 even a retroactive payment agreement with a pagar\u00e9 provides judicial protection going forward.<\/p>\n  <\/div>\n\n  <div class=\"ativo-faq\">\n    <p><strong>What is the prescription deadline for enforcing a promissory note (pagar\u00e9) in Mexico?<\/strong><br>\n    Under Mexican commercial law, the prescription deadline for a promissory note (pagar\u00e9) is <strong>3 years<\/strong> from its maturity date. After this deadline passes, the right to initiate judicial collection through the juicio ejecutivo mercantil is permanently lost \u2014 regardless of the amount owed or the debtor's capacity to pay. A check has a prescription window of only 6 months from issuance; a commercial contract or formally acknowledged invoice typically 10 years. Prescription deadline tracking for every credit sale in Mexico should be a systematic process, not an afterthought.<\/p>\n  <\/div>\n\n  <hr class=\"ativo-divider\">\n\n  <!-- \u2500\u2500 CTA CIERRE \u2500\u2500 -->\n  <p class=\"ativo-cta-inline\">Protect every credit sale in Mexico with the right documentation \u2014 before the invoice is overdue.<\/p>\n  <a href=\"https:\/\/ativo-mx.com\/portal\/formulario\/\" class=\"ativo-cta-link\">\u2192 Get a free credit documentation review from ATIVO<\/a>\n\n  <div class=\"ativo-footer\">\n    \ud83d\udce9 <a href=\"mailto:info@ativo-mx.com\">info@ativo-mx.com<\/a> &nbsp;|&nbsp;\n    \ud83d\udcde <a href=\"tel:+525575839900\">55-7583-9900<\/a> &nbsp;|&nbsp;\n    <a href=\"https:\/\/ativo-mx.com\/portal\/kyc-in-mexico\/\">KYC Reports in Mexico<\/a> &nbsp;|&nbsp;\n    <a href=\"https:\/\/ativo-mx.com\/portal\/formulario\/\">Contact Form<\/a>\n  <\/div>\n\n<\/div>\n\n<!-- \u2550\u2550 TRUESEO CHECKLIST \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n\u2611 Keyword \"credit sales in Mexico\" en H1 \u2705\n\u2611 Keyword dentro de las primeras 100 palabras \u2705\n\u2611 Keyword en meta descripci\u00f3n \u2705\n\u2611 Keyword en H2: \"Why Credit Sales in Mexico Require Formal Documentation\" \u2705 | \"The 4 Essential Documents for Credit Sales in Mexico\" \u2705 | \"Comparing the 4 Credit Sales Documents in Mexico...\" \u2705 | \"How to Implement Formal Documentation for Credit Sales in Mexico\" \u2705\n\u2611 Keyword en featured image alt text \u2705\n\u2611 LSI \"B2B credit documentation Mexico\" en interior image alt text \u2705\n\u2611 3 internal links distribuidos en cuerpo:\n     \u2192 key-strategies-for-bad-debt-recovery-in-mexico \u2705\n     \u2192 interests-and-collection-fees-in-mexico \u2705\n     \u2192 blog-importance-of-know-your-costumer-report \u2705\n\u2611 1 external link: diputados.gob.mx (C\u00f3digo de Comercio) \u2705\n\u2611 4 bloques ativo-componente numerados (candidato featured snippet) \u2705\n\u2611 Grid comparativo de 4 documentos (candidato featured snippet) \u2705\n\u2611 5 pasos de implementaci\u00f3n \u2705\n\u2611 4 FAQ con respuestas estructuradas \u2705\n\u2611 Datos de contacto: info@ativo-mx.com \/ 55-7583-9900 \u2705\n\u2611 Word count aprox.: ~1,500 palabras \u2705\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcc4 In Mexico, credit sales between companies are the primary source of business financing \u2014 far exceeding bank credit in volume and frequency. But the lack of formal documentation in most B2B transactions is also the primary reason those credit sales become uncollectable. This article details the four essential documents that protect every credit sale in Mexico and explains exactly what legal protection each one provides when a debtor does<\/p>\n","protected":false},"author":1,"featured_media":16362,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[93],"tags":[431,436,434,430],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/posts\/14009"}],"collection":[{"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/comments?post=14009"}],"version-history":[{"count":12,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/posts\/14009\/revisions"}],"predecessor-version":[{"id":16363,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/posts\/14009\/revisions\/16363"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/media\/16362"}],"wp:attachment":[{"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/media?parent=14009"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/categories?post=14009"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ativo-mx.com\/portal\/wp-json\/wp\/v2\/tags?post=14009"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}